Your agreement is designed so that if you make all monthly scheduled payments on time and make sufficient voluntary prepayment(s) as specified in your financing agreement within 18 months of your installation date, your subsequent monthly payments will stay approximately the same.
You are not required to make any prepayments under the agreement. However, if you do not make enough prepayments approximately eighteen (18) months after the Installation Date, the subsequent monthly payments will change to the level required to repay the unpaid amount financed with accrued finance charges over the remaining scheduled term. The calculation of this subsequent monthly payment amount will consider any early, late, or additional payments you have made and/or any missed payments.